Academy Wealth Advisers is located in Bucks County, Pennsylvania, near the City of Philadelphia, and serves clients in eastern Pennsylvania, central New Jersey and across the Mid Atlantic region. Our asset management services have been carefully crafted to help you achieve your lifetime financial goals and focus on what matters most to you.
Our investment process places you, the client, at the center of all we do. We start the process by learning all that we can about you and your unique financial needs and goals. Our approach to portfolio design is a deliberate and thoughtful one that combines extensive research from academics and economists with practical application and experience.
The foundation of investment planning is a strategic asset allocation plan or risk profile that delineates the percentage of assets earmarked for both equities (capital appreciation) and fixed income (income generation). During strategic asset allocation, we will create an asset class mix that will provide an appropriate balance between expected risk and return.
Tactical asset allocation starts with portfolio design and construction and never ends. As economic data changes, both here and abroad, we may choose to make tactical weighting adjustments to your portfolio. These adjustments will be rooted in extensive research and scientific evidence, not emotion or speculation.
Most portfolios are designed so that the fixed income asset classes are the main source of income. Bonds, the largest sector within this asset class, come in many shapes and sizes including treasuries, US Agency, municipal, investment grade corporate, high yield, global and even emerging market. While bonds are often purchased for their income that is not the only function they serve within a portfolio. The low correlation, a measure of how two securities move in relation to each other, of bonds and stocks improves portfolio diversification while dampening volatility.
Our state-of-the-art portfolio design will blend equities asset classes that seek out above market returns in both domestic and global markets. The core portion of this asset class will be US Large Cap mutual or exchange traded funds. To this core, we will add both US Mid and Small Caps which we believe are often the engine that enables an economy in transition to become more productive.
The ever changing and expanding global economy make some prudent exposure to international equities a must for any well diversified portfolio. How financial markets across the globe perform relative to our own markets is the key. Investing in emerging markets offers upside potential along with increased volatility. In many cases, the reward justifies the added risk in investing in a region or country that is developing a modern economy.
We see our role as more than just asset managers; we envision ourselves as your partners tasked with achieving all of your financial goals. Please know that we stand ready to serve and hope that you will contact us today.